What are the advantages of buying back credits?
A loan, a rate, a monthly payment
By purchasing credits, you reschedule your credits into one with a single monthly repayment. This can be reduced by up to 60% *. You can also include cash in the credit consolidation transaction. And all this without changing banks!
Credit repurchase: For what situation?
- Too large monthly payments
- Accumulation of various credits
- Too high debt ratio
- Reorganization of your budget
- Change of professional situation etc…
Redemption of Credits: To carry out your projects
Wanting to adjust your space or change your car is completely normal, but it is sometimes difficult to follow through on your projects. Is your debt ratio already too high for your budget to breathe? The repurchase of credit allows you to lower it and thus reduce your monthly payments. And not to leave your projects in the bottom of a drawer, you can even benefit from the cash.
Your Spin Lender advisor is at your disposal, do not hesitate to tell him about your projects.
Purchase of consumer credits
You are tenants, the accumulation of your rent, your car loan, your personal loans added to the vagaries of life threatens you with over-indebtedness ? Is your living space insufficient? The solution is there, a grouping of credits will reduce your monthly payments and give you financial strength.
Repurchase of mortgage loans
Whether you are a homeowner or a homeowner, buying mortgage loans is the solution to lower your monthly payments while integrating financing capacity for work or a new car.
Real estate loans + consumption
Are you a homeowner, do you have projects to carry out, or a drop in income to anticipate? The “conso” + “immo” credit grouping allows you to choose budget security. It is the opportunity to move serenely towards the future.
Redemption of over-indebtedness credits
Have you experienced more difficult times in your life, the loss of a job, a divorce, and you are afraid of over-indebtedness or have you already been over-indebted? This fragility is not a taboo, do not wait, contact a Spin Lender advisor to avoid aggravating your situation.
* After studying your file
No payment of any kind whatsoever may be required from an individual before obtaining one or more loans of money. The decrease in the amount of the monthly payments leads to an extension of the repayment period and increases the total cost of the credit. The reduction depends on the remaining term of the loans purchased.